Top EMI Plans on Digital Hearing Aids in 2025

Top EMI Plans on Digital Hearing Aids in 2025

Digital hearing aids can significantly improve your quality of life, but they can be a substantial financial investment. Many providers and clinics now offer EMI (Equated Monthly Installment) plans to make purchasing hearing aids more affordable. Here’s a guide to the best EMI options for digital hearing aids in 2025:

1. VR Speech and Hearing Clinic

• Brands Available: Siemens, Signia, Starkey, Oticon, Resound, Phonak.

• EMI Plan:

  • Down Payment: ₹5,000 to ₹10,000.

  • Tenure: 3 to 12 months.

  • Interest Rate: 0% for up to 6 months; 10-12% for longer tenures.

• Exclusive Benefits:

  • Free initial hearing test and consultation.

  • Maintenance and service package included for 1 year.

  • Offers on trade-in for old hearing aids.

2. Online Retailers (Amazon, Flipkart)

• Brands Available: Philips, Signia, Widex.

• EMI Plan:

  • Down Payment: ₹2,000 to ₹5,000.

  • Tenure: 3 to 24 months.

  • Interest Rate: 0% for tenures up to 9 months; standard rates apply thereafter.

• Exclusive Benefits:

  • Cashback offers on specific credit cards.

  • Free shipping and returns.

  • No-cost EMI available with Bajaj Finserv or select banks.

6. Bajaj Finserv Health EMI Card

• Features:

  • Covers all leading brands of digital hearing aids.

  • Instant EMI approval.

  • Tenure: 6 to 24 months.

  • No-cost EMI options available for premium brands.

• Exclusive Benefits:

  • Minimal documentation required.

  • EMI facility available at partner clinics and online stores.

How to Choose the Right EMI Plan

1. Interest Rate: Look for 0% EMI options or the lowest interest rate possible.

2. Down Payment: Select a plan with a manageable initial payment.

3. Tenure Flexibility: Longer tenures reduce monthly payments but may incur interest.

4. Add-Ons: Check for freebies like maintenance, accessories, or extended warranties.

5. Approval Process: Ensure easy approval with minimal documentation.

Documents Required for EMI Approval

• Proof of Identity: Aadhaar Card, PAN Card.

• Proof of Address: Utility bill, Voter ID.

• Income Proof: Recent payslips or bank statements.

• Credit Card/EMI Card Details: For no-cost EMI plans.

Final Thoughts

EMI plans make it easier to afford high-quality digital hearing aids without financial strain. Compare offers from clinics, online retailers, and financial institutions to find the best deal that suits your budget and needs. Remember to inquire about promotional discounts or seasonal offers for additional savings.